How to Improve Your Credit Score
Understanding your credit score is essential for maintaining financial well-being. By distinguishing facts from common myths, you can make informed decisions to improve your credit and unlock better financial opportunities.
How to Improve Your Credit Score
- Pay your bills on time – Late payments can stay on your report for up to seven years.
- Keep credit utilization low – Try to use less than 30% of your available credit.
- Avoid unnecessary hard inquiries – Only apply for credit when necessary.
- Keep old accounts open – Length of credit history plays a big role in your score.
- Monitor your credit report – Check for errors and dispute inaccuracies to maintain a healthy score.
Understanding your credit score is key to maintaining financial health. By separating myths from facts, you can take steps to improve your credit and secure better financial opportunities.
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