Financial protection planning

Do you want business protection? Contact Clear Finance.

Protection

Should death, accident, illness or unemployment strike your family the last thing you want to have to worry about is your financial situation. Clear Finance can  help to arrange life insurance, critical illness insurance, income protection, private health cover and other protection products for clients across the UK.

Types of protection include

If you need financial protection planning, call Clear Finance on 01302 835 938

Life Cover Doncaster

In an age when we are expected to take care of our own needs, life assurance is a must. Either standalone life insurance or also including critical illness cover, life insurance is a solution to many situations. Life insurance cover protects your children/spouse by providing an income, clearing your debts and mortgage.

Critical illness

As the name implies, this insurance pays out should you suffer a critical illness. Young people are three times more likely to suffer a critical illness than they are to die before they reach retirement . The definitions of a critical illness policy are quite wide. The most common are heart attacks, strokes, and cancers. To get the best critical illness cover for you, speak with our advisers.

If you need financial protection planning, call Clear Finance on 01302 835 938

If you need financial protection planning, call Clear Finance on 01302 835 938

Income Protection

This immensely valuable type of insurance cover is less well known than life assurance or critical illness cover. Should you be unable to work through illness or accident, income protection can provide you with an income, after an agreed deferred period. This income will normally be paid until you recover, retire or die, whichever comes first.

Business and Corporate protection

Life Assurance is also commonly used to protect the equity value a director or partner builds within their business. This is called Shareholder Protection or Partnership Protection. Key Man Insurance is similar except that the pay-out goes to the firm, to protect the firm’s interest in the event of the death of a key employee or director.

If you need financial protection planning, call Clear Finance on 01302 835 938

If you need financial protection planning, call Clear Finance on 01302 835 938

Funeral plans

At its simplest, a funeral plan allows you  to pay upfront for your funeral so your relatives don’t have to cover the costs themselves or indeed have the worry of this. A funeral plan will not include everything you need for a funeral. Exactly what is covered will vary from provider to provider. Funeral plans may cover viewings of the deceased, a limousine procession and a church service, but burial plots are often left out. Other costs, not traditionally met by a funeral director, are also not included, such as the cost of flowers.