This years Budget was probably the most anticipated in our history, and it seems there was plenty of good news regards the housing market. The introduction to 5% deposit mortgages is a welcome offering for first time buyers. The stamp duty holiday extension, will be a relief for those who are stuck in a long winded chain. With a further reduction right up to October, this should ensure that the housing market continues full steam a head!

Read in more detail what the Budget means for you : https://www.bbc.co.uk/news/business-53319433

More about our Mortgage Services in Doncaster call 01302 835938

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Are you able to swap your Mortgage in the next 6 months? If so then Clear Finance can help you find a deal that will save you money. Life is extremely difficult for everyone right now, however one positive is now has never been a better time to get a Mortgage . From first time buyers to people moving and or if you are looking to remortgage. Interest rates cannot get much lower and approvals are up. Whatever your circumstance Clear Finance are positive we can find a Mortgage deal for you!

More about our Mortgage Services in Doncaster call 01302 835938

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It’s a new year and with that many people look to improve their situation. From new job hopes, relationships and of course finances. Clear Finance are at team of financial brokers based in Doncaster, who can help you with all aspects of your personal finances. From a better mortgage, to a saving on life insurance or to help you make a plan for a better future through retirement. Whatever your financial goals in 2021, Clear Finance can assist you, and help you save money in the process!

More about our Mortgage Services in Doncaster call 01302 835938

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Last year was a very funny year for mortgages as applications saw a massive increase towards the end of the year. One area that saw growth was that of specialist lending. With many people looking to get involved in a self build project. You will have notice around Doncaster, the growing amount of self build projects. Clear Finance have a team that can help clients obtain a self build mortgage. Self build mortgages can be complex applications, made even more so in 2021. With many people currently furloughed or working with a change of short term circumstances. Our mortgage team can ensure you qualify for a mortgage that will assist you in creating your dream, not hindering it.

More about our Mortgage Services in Doncaster call 01302 835938

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If your fixed rate term has less than 5 months to go, then you could potentially save hundreds or even thousands a year! Clear Finance are mortgage specialists and can scan the entire market, to help find the perfect mortgage product for you. From reduced fees or low long term rates, our team of mortgage advisers can secure a solution that works. There has never been a better time to get a new mortgage deal, and our team at Clear Finance can take all the stress out of the set up or switch.

More about our Mortgage Services in Doncaster call 01302 835938

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Do you still want to take advantage of the stamp duty holiday? You may think you still have plenty of time, as 31st March seems a long way off.

However with the current backlog, the average time it takes to complete on a property is currently 14 weeks, which takes you past the deadline. However there may be a lifeline on the way with rumours of an extension to the deadline or tapering off of the offer. Clear Finance have a team that specialise in setting up new mortgage in Doncaster. we are confident that we can get the ball rolling on a new mortgage quicker than many other brokers in the areas.

Read more on the stamp duty holiday: https://www.thisismoney.co.uk/…/Hopes-homebuyers-stamp-duty…

More about our Mortgage Services in Doncaster call 01302 835938

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If you have less that 6 months on your current Mortgage deal then now is the time to start to review it. Current Mortgage interest rates are at a historic low and the chances are they will be even lower than when you took your current Mortgage deal, as they dropped further in early 2020. Meaning that fixed rate deals are now also at a all time low interest rate. In addition Mortgage approvals are at an all time high, which means if you are lucky enough to be in a position to renew your Mortgage then now is the perfect time!

Clear Finance in Doncaster can scan the entire mortgage and find you a historic deal of your own!

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Bizarrely 2020 has been a fantastic year for the housing market in Doncaster, with the area seeing increases of over 7%. You may think this means it is not good news for first time buyer. However 2020 is also a great year, for those making their first steps on the property ladder. As Mortgage approvals are up and lenders are offering great deals. Such as 90% and even 95% Mortgage available from some lenders.

The Clear Finance Mortgage team have appointments available before Christmas at our new office  6 South Parade, Doncaster, DN1 2DY  and can get the ball rolling on what could be a great 2021 for you and your family!

Read more on the Doncaster housing market : https://www.doncasterfreepress.co.uk/lifestyle/homes-and-gardens/doncaster-house-prices-increased-more-across-whole-yorkshire-3001918

 

More about our Mortgage Services in Doncaster call 01302 835938

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Maybe you are coming to the end of your current Mortgages fixed rate. Or perhaps you are looking to take advantage of the stamp duty holiday? Either way Clear Finance in Doncaster can help you navigate the market. Our team of dedicated Mortgage advisers can find you the deal that best suits your circumstances. We have access to the full Mortgage market, as opposed to many popular comparison website that only promote certain lenders. Clear Finance are 100% impartial, which enables us to point you towards a product that will benefit you the most!

More about our Mortgage Services in Doncaster call 01302 835938

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Now is most definitely the time to set up a remortgage. With interest rates at an all time low. If you are in the great position of having only a few months left on your current fixed rate, remortgaging to a new lender could save you thousands per year! It is best not to hesitate, because even though the current interest rates are low, once your fixed rate deal ends you will move onto a banks standard variable rate, furthermore the could be very high compared to the current interest rate and it will potentially cost you hundreds. In the pre Covid-19 world Clear Finance had a range of options when it comes to appointments. The team have a lovely office based in the centre of Doncaster, where mortgage consultations can be conducted. Or we have always been happy to visit customers homes, where people tent to feel more comfortable and it can be more convenient. Because of the current climate we understand that you may not be comfortable with these options. Therefore we are happy to conduct consultations over the phone or video conferencing such as Zoom or Facetime.

For more information about our mortgage services in Doncaster call 01302 835938

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