It might finally be the time for savers to have their moment. This year it is predicted that interest rates for savings will exceed 4%. This is a monumental shift from where the savings rates were this time last year.  The Clear Finance savings team have full market access, so can work to work to find the best savings products that are available. To help clients get more from their money.

https://www.theguardian.com/money/2023/jan/12/savings-accounts-interest-rates-savings-accounts-deals

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For many we are living through painful financial times. However for savers, there is some long overdue good news. Easy to access savings rates are now at their highest level since 2009. These rates are still relatively low if any enjoyable interest is to be enjoyed. However Clear Finance have seen some big improvements in other savings products. Especially for clients who are prepared to lock their money away for a period of time. Clear Finance have a helpful team of savings specialists, who can put forward the most rewarding products on the market. Ensuring savers get the most from their money, for the first time in a long time!

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When it comes to investing for the future more and more people are looking to the stock market. This is for a number of reasons. Firstly the low savings rates that have been seen for over a decade, has made people look to other areas for growth in their money, and many think the stock market is a safe bet. Also the rise of easy to use broker apps, which have made investing much more accessible. These apps are great, however with no guidance, people are prone to costly mistakes and poor investments that can actually lose money! Clear Finance have a team of experts that can help clients navigate the stock market safley. Ensuring that any investment has the best chance of returning a favorable return, regardless if it is growth that is the aim or a healthy dividend.

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There is a lot of gloom in the news just lately, and it is hard to find any good news. Apart from maybe people who have savings, and they have certainly been made to wait! For the first time in a decade saving rates are increasing. Clear Finance have a trusted team that have access to an open market of saving products and services. The team can point any clients who are looking to lock their money away, to some very favourable rates. However with rates still yet to climb further, maybe it is still worth waiting a while longer, to get that bit better value. Nevertheless our team can keep an eye on the market and keep in touch, with advice when we feel the best time and products are available.

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As you will have seen, the interest rates have been rising recently, which is of course a major concern for many home owners. However there is some light at the end of the tunnel for savers! Clear Finance have seen some new products released that boast some of the best savings rates in years. If you are prepared to lock your money down, now is a great time to take advantage of there impressive saving products. The Clear Finance team can guide you through the pros and cons of any savings account, to help you feel safe about the future of your savings!

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In recent months interest rates have risen, which can cause pain for many home owners with a mortgage. However it can be good news for savers, as for years saving rates have not been very attractive. Clear Finance have a team of saving specialists, that can help you find the right home for your money. They can discuss with you what you are hoping to achieve from any savings and how flexible you are. With a goal of ensuring you get the most from your savings.

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If you have recently come into some money, perhaps from an inheritance then you can find it overwhelming. On how best to manage a large sum of money. Any money, no matter how large will gain little to no interest sat in any high street bank. Clear Finance have a team of wealth specialists who can manage a clients money, to help get the most from it. Our expert team can invest money on your behalf to gain the most from it. Or alternative give advice on the best place to save any large sums, explaining the pros and cons of any long term savings account.

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When the term “Financial management ” is heard, people thing this service is reserved for the wealthy. However today this service is needed by a wide range of people, as the average persons personal finances are a lot more complicated than years ago. It is not unheard of for a person to have a number of personal pensions. Along with a buy 2 let, which might have been acquired as an accidental landlord. All of these areas can be a pain and cause problems if mismanaged. Clear Finance have a team of expert wealth managers, who can unravel and give the very best advice on how to get the most out of pensions, buy 2 lets and other investments. Working with clients to find out their goals and exceptions from any financial portfolio, regardless of how big or small.

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What are your plans for 2022? Many people start a year making plans and getting things in order for the new year.

This might be putting together a savings plan? Maybe for a new car, a holiday or a deposit on a house. Whatever you plans or reasons, the Clear Finance savings team can help you achieve your savings goal in 2022. Our trusted and expert team can point you in the direction of the best savings products available.

Taking into account what you hope to achieve and how much you are planning on dedicating to saving. Another important factor when finding the right savings product, is how flexible you are and if you can commit to locking your money away. Either way Clear Finance are confident that we can find the best product and plan for your money!

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Clear Finance have a team that specialise in long term investments, when it comes to savings. As you will be aware saving rates have been on the floor for sometime. However if you are prepared to lock away your capital for a substantial amount of time, Clear Finance can put forward products that have a more attractive interest rate. The downside to this is obviously any money put away cannot be accessed for the length of the product without large fees being incurred. Clear Finance have access to the full market and are not tied to any one company, ensuring that the very best products can be recommend to any of our clients.

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