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Why You Should Chat with a Mortgage Broker Now (Yes, Even After the Rate Cut)

On 7 August 2025, the Bank of England trimmed the Bank Rate from 4.25% to 4.00%, its fifth cut in a little over a year. As a result, two-year fixed mortgage rates have fallen to around 5%, dipping below five-year deals for the first time since…

Why Professional Financial Advice Beats TikTok Tips and Off-the-Shelf Portfolios

When it comes to planning your financial future, the decisions you make today can have a lasting impact on your tomorrow. Whether you’re thinking about your pension, investments, or long-term financial security, it can be tempting to take…

What the Latest Interest Rate Cut Means for You

Bank Rate Drops to 4% — What Happened? On 7 August 2025, the Bank of England’s Monetary Policy Committee voted by a slim 5–4 majority to reduce the Bank Rate from 4.25% to 4%, marking the fifth cut in just over a year. It’s the lowest…