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Why Professional Financial Advice Beats TikTok Tips and Off-the-Shelf Portfolios

When it comes to planning your financial future, the decisions you make today can have a lasting impact on your tomorrow. Whether you’re thinking about your pension, investments, or long-term financial security, it can be tempting to take…

What the Latest Interest Rate Cut Means for You

Bank Rate Drops to 4% — What Happened? On 7 August 2025, the Bank of England’s Monetary Policy Committee voted by a slim 5–4 majority to reduce the Bank Rate from 4.25% to 4%, marking the fifth cut in just over a year. It’s the lowest…

Don’t Delay: Why Now is the Time to Sort Your Pension

With reports emerging that the Government may raise the state pension age to 74, many people are understandably concerned about their financial future. While nothing is confirmed yet, this potential change highlights a crucial truth: relying…