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How Much Can I Borrow for a Mortgage?

One of the most common questions we hear from buyers is: “How much can I borrow for a mortgage?”It’s a great question, and an important one, as it helps shape what properties may be within reach and how confidently you can move forward. While…

Helping First-Time Buyers Take Their First Step with Confidence

Buying your first home is an exciting milestone, but for many first-time buyers it can also feel daunting. From understanding deposits and mortgages to navigating applications and approvals, it’s not always clear where to begin. At Clear…

Autumn Budget: Inheritance Tax Thresholds Frozen Until 2031

The Autumn Budget confirmed that the inheritance tax (IHT) nil-rate bands will remain frozen until April 2031. This applies to both the main nil-rate band (NRB) and the residence nil-rate band (RNRB). Last year’s Autumn Budget had already…