Mortgages

Whatever type of mortgage you are looking for Clear Finance can help with a whole of market solution.

Mortgage Services

No matter what type of independent mortgage advice and service you require, our Mortgage Advisers at Clear Finance can help.  We are a team of qualified mortgage advisers that can provide personal and specialist recommendations for you at any stage of home buying, from first time buyer to remortgage deals or buy to let investments.  With so many lenders to choose from, you want the most suitable mortgage or remortgage deal. No matter what your buying circumstances are, we can source the entire market to achieve this for you.

We will provide you with a first class recommendation, guiding you throughout the process, analysing your mortgage needs and making suitable mortgage and insurance recommendations. We can also review any existing mortgage or insurance arrangements to confirm their continuing suitability.

We can also help with the many types of complex and specialist arrangements, including self-build and conversions, holiday homes and equity release. Get in touch and contact us now for more information.

Mortgage Quote

If you’re looking for expert advice on applying for a mortgage and want more information, call Clear Finance on 01302 835 938

First time buyer Mortgage

As a first time buyer, buying your first home is an exciting time but can also be quite daunting.  When  you have decided on the right property for you there is still so much more to think about. At Clear Finance we want to take away some of the worries you may have around the finances of buying a home and getting a mortgage. We offer a service that can hopefully take away the stress and guide you through every stage of the process.

Remortgage

Whatever your reason for remortgaging,  it is important to carefully consider whether it is the best option for you at the time. Our expert remortgage  advice will help you with this decision. We can discuss your current circumstances and your main aim in remortgaging. This will help us to establish your needs and confirm if a deal is right for you. It may not be necessary to change lenders, as we can contact your existing lender, with your permission, negotiating a better deal on your behalf. We will search the market to find which deal is best for you and then compare it to your existing deal, taking into consideration any fees and charges that apply.

If you’re looking for expert advice on applying for a mortgage and want more information, call Clear Finance on 01302 835 938

If you’re looking for expert advice on applying for a mortgage and want more information, call Clear Finance on 01302 835 938

Buy to Let Mortgages

One of the most important parts of making a Buy to Let venture successful is the choosing the correct mortgage advice. Like all property purchases, buying a property to let out carries its risks. At Clear Finance we can make you fully aware of all  aspects of buying a buy to let property, ensuring the mortgage application is as smooth and stress free as possible.

If you’re looking for expert advice on applying for a mortgage and want more information, call Clear Finance on 01302 835 938

If you’re looking for expert advice on applying for a mortgage and want more information, call Clear Finance on 01302 835 938

Portfolio Landlords

If you are a Portfolio landlord who owns Buy-to-Let properties, we can find you a mortgage lender who is experienced in financing multiple properties to make things easier for you.  Saving time and money is an essential part of managing a successful portfolio growth plan. Nowadays the ever-increasing complexity of Buy-to-Let mortgage criteria and lending options can put a strain on your profits and time.  Clear Finance can provide you with advice on all aspects of portfolio buy to lets  This could be advice on starting and building a portfolio or advice for landlords with large portfolios looking to leverage and expand.

Equity Release

Lifetime Mortgages, also known as Equity release mortgages, are available to those over 55.  The mortgage liability is paid off when the last person living in the property goes into care, sells their home or dies. The remaining equity in the property is used to pay off the mortgage. The amount you take will normally come with a fixed interest rate and that interest will simply accrue (build up) and be added on a regular basis to the amount you have taken. Or with certain lenders  you can decide to pay the interest on a regular basis and the outstanding liability will not increase.

This is a complexed area of lending and not all mortgage advisers have the qualifications to give advice on this area. At Clear Finance we are fully qualified to give you the advice and find the best solution for you, as with all mortgages.

If you’re looking for expert advice on applying for a mortgage and want more information, call Clear Finance on 01302 835 938

If you’re looking for expert advice on applying for a mortgage and want more information, call Clear Finance on 01302 835 938

Self Build Mortgages Doncaster

Many people have a dream of designing and building their own home, but the task certainly isn’t for the faint hearted. Whether you choose to go DIY and arrange architects and tradesmen yourself or prefer to hire a contractor to manage the project for you, you will still need and want to be in control of your finances.

With a self build mortgage There are so many things to consider even at the early stages but at Clear Finance we can certainly step in to take away the confusion and questions around the best mortgage to finance your build. We have access to a panel of self build lenders and have a wealth of experience to help you with building your dream home.