Insurance

Insurance advice

We offer expert advice in all areas of general insurance. Contact the professionals at Clear Finance today 01302835938.

We are a local General insurance broker offering comprehensive insurance, delivered with care, attention and simplicity. Alison and Nikki have over 40 years’ experience between them and offer a face to face personal service to all customers new and old. We are proud of our independence and form genuine relationships with our clients.

Business
Shop

Public liability insurance
Professional Indemnity

Motor & Van
Travel

Our team offers excellent insurance advice, on a wide range of cover. Call Clear Finance on 01302 835 938

Get in touch

Household insurance

Whether you own or rent your home, taking out a home insurance policy can be another troublesome task which is why many people settle for the first quote they receive. However, you probably didn’t settle for the first home you saw, so why would you settle for the first quote? We offer a personal service obtaining quotations from a range of insurers with the aim of meeting your demands and needs in a professional manner.

Landlords and Property Insurance

Owning a home which you rent out can be risky whether you’re an established landlord or you’re new to the ladder. Whatever your situation, we can help find a policy that protects you when you need it. Perhaps you own a portfolio of properties, rent commercial premises, own a single property which you rent out to residential tenants or need to insure an un-occupied property undergoing renovation. Risks can include malicious damage by tenants, theft of your contents, loss of rent following a claim or structural damage.

Our team offers excellent insurance advice, on a wide range of cover. Call Clear Finance on 01302 835 938

Get in touch

Our team offers excellent insurance advice, on a wide range of cover. Call Clear Finance on 01302 835 938

Get in touch

Business insurance

As a business, there’s a lot to think about to be successful. Your business insurance policy should cover every aspect of your business, so your policy needs to be unique, protecting you, your business and all of its assets. You could be a large firm with many employees, a small local business with a few employees or even a sole trader. Whatever it is you do, there’s a good chance there is a lot you won’t have considered. That’s what we are here to do – provide trusted, genuine advice on what your risks are, how to protect against them and even how to reduce them in the future.

Shop insurance

Our Shop Insurance packages can cover your premises, Liability and stock and keep your business going in the event of a claim. Our Shop & Retail Insurance packages offer a cost-effective, flexible way of insuring your business. We have strong relationships with experienced, established insurers who specialise in this type of insurance.

Our team offers excellent insurance advice, on a wide range of cover. Call Clear Finance on 01302 835 938

Get in touch

Our team offers excellent insurance advice, on a wide range of cover. Call Clear Finance on 01302 835 938

Get in touch

Public liability insurance

Public Liability Insurance can help protect you if a third party is injured, or their property is lost or damaged as a result of your business activities.

What does Public Liability Insurance cover?

Quite simply, a Public Liability Insurance policy covers any legal liability your business incurs as part of its business activities. If a third party – such as a customer or business visitor – alleged that they had suffered a financial loss as a result of your business activity, they may take legal action against the company to recover those losses. For example, if a business visitor tripped or fell at your premises and was injured or unable to work, they may sue for damages. Public Liability Insurance cover would help you defend that claim and pay towards the cost of any damages and legal costs. Public Liability Insurance does not cover claims from employees but it is possible to include Employers Liability, Products Liability, Tools, Hired in and Own Plant and Personal Accident as part of a Public Liability Package.

Motor and Van insurance

We can arrange insurance for domestic and commercial vehicles including car insurance, van insurance, motorbike insurance and more. Finding Motor Insurance that actually suits you and your vehicle can be a challenge but we’ll do the hard work for you. Our goal is to track down the policy that contains the right level of cover for you at the best price, saving you time and money and ensuring you have the protection in place and can drive with confidence.

Our team offers excellent insurance advice, on a wide range of cover. Call Clear Finance on 01302 835 938

Get in touch

Our team offers excellent insurance advice, on a wide range of cover. Call Clear Finance on 01302 835 938

Get in touch

Travel Insurance

To purchase travel insurance for both yourself and any other dependants is essential if you are planning to travel abroad. We hope that your trip will be both enjoyable & hassle free but what if the unthinkable happens & you are taken ill, your luggage goes missing or you are forced to cancel at short notice? Without the correct cover solutions in place these eventualities could then turn your trip into a financial nightmare. We will help you find the correct cover ensuring that you are free to relax and enjoy your well-deserved break.

Customers with Pre-Existing Medical Conditions – Travel Insurance

We are obliged to inform you that should you wish to obtain cover for more serious medical conditions you are now able to access a Medical Travel Insurance Directory.

The following factors would determine when this information is relevant to you:

Where we have declined a quotation due to a pre-existing medical condition.
Where cover is offered with an exclusion for a pre-Existing Medical Condition that cannot be removed.
Where cover is offered with a pre-existing medical condition loading of more than £100.
Where your policy is cancelled due to a pre-existing medical condition.

The directory makes it easier for you to navigate the available travel insurance market and find a firm who is willing to offer cover, without exclusions at an affordable price.

You can access the Travel Medical Directory at https://biba.org.uk/travel-medical-directory or telephone their customer service centre at 0370 950 1790.